FREE Credit RepairGet Your Credit Report Now!
Dealing with Credit Bureaus
It is essential to understand that Credit Bureaus are nothing more than record keepers.
Simply put, they keep a record of who has given you credit, when they gave you credit, how much credit you are given and whether or not you paid it back on time. When you want to obtain credit cards, loans, financing for a car or home, leases, apartments and sometimes even employment, the lender or bank will check your credit to see your financial history.
Credit Bureaus are paid by the people who request your credit file.
Credit Bureaus have no legal power over you. Banks, police or the government does not run them; so don't be intimidated by them. They are the Credit Bureaus because they own large computer systems capable of storing credit information on everyone in the United States. However, because of the tremendous amounts of information on their computers, their method of storing information is very basic and ridden with many errors. Since the bureaus have made so many errors in the past, all Federal Laws regarding credit information are very much in your favor.
The Major Credit Bureaus
P.O. Box 2002
Allen, TX 75013
TRANS UNION CORPORATION
P.O. Box 1000
Chester, PA 19022
P.O. Box 740241
Atlanta, GA 30374
About | Testimonials | Privacy | Disclaimer | Affiliate | Advertise | Financial Library | Mortgage Calculators | Credit Cards | Site Map
PlanetLoan is the 100% advertiser supported loan search engine. We are not a lender or broker. When you choose to inquire with a lender or broker who advertises on PlanetLoan, your information remains between you and the lender(s). Advertisers are solely responsible for keeping their information current.
© 2007 PlanetLoan Powered by ZipSearch! PlanetLoan.com is an Electric Business company. All Rights Reserved. Material within this website may not be published, broadcast, rewritten or redistributed.